got 12k n dunno wat to do!!
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heyo, title says it for itself.. haf got tt much cash n no idea wat to do to grow it! any1 in e same plight? =)
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sign up for premier membership
12k is not a lot actually
put in Fixed D or jus normal savings
u neber know when u might need the cash....... -
hmm.. but fixed D n normal savings dont give that gd returns yeah? e most is like 5%? n i gotta leave it in with e bank for like a yr or so b4 it matures so tt i can touch e cash rite? hmmm
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go get a gym membership or maybe go for a short trip overseas. if I had 12k to spend, I would buy a threadmill & try to get some exercise while watching tv or drama at home. erm, how about getting your CNY clothes a bit earlier & put the rest into fixed desposits??? actually 12k can start a small business liao. I've got a friend who started with 4k but with a few partners. now very busy so I assume doing decently well.
just some suggestions if that money was mine to spend. -
save it la.
post here n let all the MLMers suck u dry meh?
what a fucktard. -
post in MLM forums for fook?
yr next post is gona b telling peeps u join "so n so" company n their returns is so good tt yr 1st pay cheque is 12k n they shd join u if they wan similar 'rewards'.... siboh....
try harder... -
gimme 12k I do something abt it for u!
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hmm.. actually my idea was more to do sth to the 12k such that it will be able to generate more income for me rather than to spend it away! yep =) any1 wif ideas? cos i personally feel fixed Ds are too slow tho..
n am not too sure if all MLMs suck ur money, prob those tt sell u physical pdts.. like health n beauty stuff? but yep, is there a gd deal out there?
junkieyuri>> possible for me to get in touch with your fren tt started the small biz? perhaps i could get some tips/suggestions from him/her?
cheerz -
erm, I don't think he is looking for new partners & I don't think he might want to share. sorry about this. I can't even get him on the phone (sometimes I just want to strangle the shit out of him), so the chances of him meeting a stranger to discuss business startups are even more slimmer.Originally posted by placer:junkieyuri>> possible for me to get in touch with your fren tt started the small biz? perhaps i could get some tips/suggestions from him/her?
cheerz
I wish I could help you with that.
not all MLM companies are money suckers. there are black sheeps in every industry. even among the traditionally bad people, e.g. illegal moneylenders, I am very sure there are people with a good heart in them.
if you are interested in MLM, go for presentations for as many companies as possible loh. then use your own eyes to see, your own ears to listen & your own intellect to reason out loh. it's like looking for a job, sending out as many resumes as possible & going for as many interviews as possible. sooner or later, you will find something that suits you or interests you. buy clothes also like this mah, try until happy liao then pay money. correct?
cheers -
hey junkieyuri, wasnt exactly expecting to meet him.. haha cos who would wanna meet a stranger? but perhaps more thru msn? u noe not like provide me the recipe to success, but wat rules he goes by n stuff?
yep, like e book Rich Dad Poor Dad, how the author shares steps to his success kinda thing?
yepyep, true that I shld go n take a look at them all.. but sometimes we do ask for e sales assistant's opinion on which outfit is better yeah? ttz wat am doing now.. =) -
dear placer
sorry, really can't help you with this. even I can't get him, let alone you.
I do not know how successful he is lah, & I got the feeling he is unwilling to share. but if I do catch up with him, will let him know & ask him if he willing to add you to MSN & then the ball is in your court liao...
aiyah, if you ask the sales assistant which shirt is better or which suits you more, confirm sure tell you everything looks nice on you or their house brand is the best or the one which gives him the highest commission is the best loh.
if you ask me, of course I would say my own company is the best, whether I really feel this way or not.
hahaha.
cheers. -
have $12,000 not knowing what to do?Originally posted by placerhmm.. actually my idea was more to do sth to the 12k such that it will be able to generate more income for me rather than to spend it away! yep =) any1 wif ideas? cos i personally feel fixed Ds are too slow tho..
n am not too sure if all MLMs suck ur money, prob those tt sell u physical pdts.. like health n beauty stuff? but yep, is there a gd deal out there?
junkieyuri>> possible for me to get in touch with your fren tt started the small biz? perhaps i could get some tips/suggestions from him/her?
cheerz
option one) go Save it in banks collect the miserable interest
option two) go put it in Fixed Deposit like what others said.
option three) play in Stocks & Shares if you know how, otherwise - don't touch it
option four) go sign up for a entrepreneur dipolma course, try to start your own business with Help Provided from experienced & successful entrepreneurs
(i've went to the seminar not long ago, it's a good deal to me personally, the school is ERC)
option five) you might want to offer interest loans to your friends (with black and white proof) private loan [i've no idea if it's legal to do so la]
option six) if you want to earn more money - especially quick money - you can try your luck at Singapore Pools; Lottery; 4Ds and even Soccer Betting.
That's The Quick Cash BUT also a even Quicker Way of Losing your $12,000 savings.
option seven) go ask your friends or family memebers who have done any form of business, if they are successful in their small little business, see how long can they last 1st!!. If they aren't able to increase/expand their businesses, than their advice often will not be good advise.
(example : you try asking NTUC boss and a provision shop boss, which answer is better? - NTUC's answer will be positive whereas Provision shop's answer will be negative.)
but of course, who would share business tips with other people when it's their own trade secret?
Note:
By teaching a newbie, the person will be grooming another competitor up. So do you think you really can get Quality Tips from a Business person?
option eight) mlm - if you want it. but there are 2 types of mlm - good and bad
like i alway says : a Gun when used by an Law-Enforcer will be used for the good of man-kind, but when it lands in the hands of crooks/robbers - than it's evil.
if you want to know more of mlm, we can always meet up/msn chat
but before you start mlm - how prepared are you to do mlm?
if you have a thinking like say - I just want to place my money in mlm company and thinking "HOPEFULLY" it can roll more $$, than i STRONGLY ADVISE YOU AGAINST the idea of joing any MLM company. Don't waste your money if you don't know what you are doing. (the same goes to doing business - which is why failure rate of businesses is so HIGH - just go check Registry of Companies & you'll get what i mean)
if you want it badly / serious in doing mlm (provided you are prepared to put in Considerable Amount of Effort) so as to roll your returns to a much higher stage, than feel free to let me know. -
I can turn $15k into 60k in 6 mths
anyway... back to ur topic... if u dun know wat to do wif ur $$... park it in ur bank wif the highest interest rate 1st~!! Hint: not local bank, not Fixed D
if u r young...
I suggest:
1st: Start a business
2nd: stock investment (Never Ever Even Slightly thought of selling)
if u r older...
buy Investment-linked Insurance lo...
Go into mlm only if u r successful wif ur career... it makes the route easier...
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Originally posted by sunny6110I can turn $15k into 60k in 6 mths Mr. Green
the way you carry yourself as in the message makes me feel that you're dealing with Sun**ine **pire's Em*om correct? if it's really that good, why need to be so secretive?
anyway... back to ur topic... if u dun know wat to do wif ur $$... park it in ur bank wif the highest interest rate 1st~!! Hint: not local bank, not Fixed D
if u r young...
I suggest:
1st: Start a business
2nd: stock investment (Never Ever Even Slightly thought of selling)
if u r older...
buy Investment-linked Insurance lo...
Go into mlm only if u r successful wif ur career... it makes the route easier...
Guilty of something?
Or did i say correctly as per above?
Regardless of whatever offer. I hope he can make a sound decision.
if it's to do with Sun**ine **pire Em*om stuff, placer- you might want to consider reading up N*I threads in Multi-Level Marketing forum. I've left quite some helpful posts in there -
sorry... ain't into mlm... am self-employed...Originally posted by the_fallen:the way you carry yourself as in the message makes me feel that you're dealing with Sun**ine **pire's Em*om correct? if it's really that good, why need to be so secretive?
Guilty of something?
Or did i say correctly as per above?
Regardless of whatever offer. I hope he can make a sound decision.
if it's to do with Sun**ine **pire Em*om stuff, placer- you might want to consider reading up N*I threads in Multi-Level Marketing forum. I've left quite some helpful posts in there -
Give me
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hmm.. as to the forums here that say bad things abt certain MLMs.. i juz haf this one mindset..
I would rather find out from a friend who is in the MLM abt how it works than unknown sources who post comments on the internet.. it can help to give you an idea if you dont know anyone in the industry but ultimately I think it boils down to finding out from someone you know who is in the system.
haf got 2 analogies.. take for example Man U.. not every1 likes em.. u've got those tt hate e club to e core and e hardcore fans.. so yeah, every mlm u will haf ppl who hate it n love it.. ttz a fact..
similarly, when u wanna do well in exams, u ask those who get gd grades.. not those that fail miserably. so, if i believe that a certain mlm's product is gd, i'll go for it.. cos that is sth u cant change.. n then of cos, u move on to asking those that haf excelled in tt mlm how they do it..
at e end of e day, if e ppl are gr8 n e pdt isnt, it defeats e purpose
my more than 2 cents worth of opinion.
haha n no i dont intend on giving it away to anyone for free -
nowadays mlm forum damn funny
got people come here, act hero by labelling a coy a scam, yuan lai at the same time promote his own mlm scheme
got money to invest, ming ming want to join mlm schemes but act blur dont know what to do
then got some post thesis-length posts on why one shouldnt argue on online forums, but at same time post thesis of equal length shooting other people's arguments
so on and so forth
how come arh? -
I am a manchester united fan since 1995...Originally posted by placer:haf got 2 analogies.. take for example Man U.. not every1 likes em.. u've got those tt hate e club to e core and e hardcore fans.. so yeah, every mlm u will haf ppl who hate it n love it.. ttz a fact..
I do admit, love them or hate them, never in the middle... -
then why you must specifically post on mlm forums asking people how to spend your 12k????Originally posted by placer:hmm.. as to the forums here that say bad things abt certain MLMs.. i juz haf this one mindset..
I would rather find out from a friend who is in the MLM abt how it works than unknown sources who post comments on the internet.. it can help to give you an idea if you dont know anyone in the industry but ultimately I think it boils down to finding out from someone you know who is in the system. -
ahh.. but that was applicable to ppl who are here to just criticise the various schemes. rather am here to know which ones work and there are ppl who can provide useful insights.. heh..Originally posted by laurence82:then why you must specifically post on mlm forums asking people how to spend your 12k????
i think there is no need to put down another coy.. juz present yours and if itz worth the talk, ppl will listen! -
so u just want people to present you their mlm coy lar?Originally posted by placer:ahh.. but that was applicable to ppl who are here to just criticise the various schemes. rather am here to know which ones work and there are ppl who can provide useful insights.. heh..
i think there is no need to put down another coy.. juz present yours and if itz worth the talk, ppl will listen!
say so in the first place, dont guai wan mo jiao
i dont agree on the critisizing stuff
that is your own perception, this is a forum, people can put forward their own opinions, you can think its criticism, other can think its a critique
i think these people who criticize the various schemes provide useful insight on how to avoid bad companies as well, except of course, some have vested interest in doing so, like what i said in earlier posts
people will still put down other coys, whether its due to facts, or whether they have interest in doing so
lets put these wishy washy talk talk about what should be done here aside -
actually i would suggest just PMing people whom you see from time to time defending their companies
either that, they would see this thread and probably just PM you -
Hey there everyone.
Got 12k and dont know what to do with it?
You know what guys. I'll rather utilise the 12k if I have it on better things than investing it all into multi-level marketing. Not that I dont trust the industry but really, how many times in a lifetime can you have 12k on your hands so freely?
12k..
You can help the poor by donating a certain amount of it to the charitable organisations..
In me opinion, it's better to save it for tougher times ahead. You wont want to invest all of 12k in to find that one fine day, you may lose them all due to mishap. And when the tough times come, you'll find yourself in deep hot soup trying to build up more money just to survive.
I'm sure those ex-Bel'Air people out there will understand what I mean here. -
donate to nkf. they need a lot of help!!!Originally posted by placer:heyo, title says it for itself.. haf got tt much cash n no idea wat to do to grow it! any1 in e same plight? =)